Merchant Account Center » How to Choose a Merchant Account » Does My Business Need to Accept Credit Cards?

Does My Business Need to Accept Credit Cards?

In today's competitive marketplace, it is almost a necessity for any business to accept credit cards. 80% of all retail customers pay with their credit and debit cards, and they will go to one of your competitors if you don't accept credit cards.To accept credit cards, what you need is a merchant account.

Companies, such as Charge USA, give businesses the ability to accept credit cards as well as debit cards, smart cards, and electronic benefits transfer (EBT) by providing them with merchant accounts.

When you call or complete Charge USA's online form to request a merchant account, you will be assigned a sales representative. He or she will ask a few questions about your business, and answer any concerns you might have. Your application to accept credit cards will then be submitted for approval. Merchants are typically notified of approval or decline within 24 hours of submittal.

Once the submitted merchant account is approved, your assigned sales representative will contact you immediately. Any credit card equipment ordered will be directly shipped to your business site so that you may immediately begin to accept credit cards.

If you would like to accept credit cards, fill out this simple form to request a merchant account from Charge USA.

For more information on how to accept credit cards, visit our section on credit card processing. You can also learn more about merchant accounts in our Merchant Account Resource Center.

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