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Keep 100%
of your profit,

no credit card transaction
processing fees

All payment systems
Free terminal or POS system
Customer database
Buy now, pay later
Lower chargeback
Free eCommerce solutions

How you benefit

Our credit card processing services lets you keep all of your profits by eliminating your credit card processing fees by passing the fees onto the customer. You will have access to a suite of the newest POS systems, terminals and ecommerce solutions that will allow you to take payments anywhere on-the-go

Flexible payment options for your customers

Every business is different — and so are your customers. That’s why we now support two powerful options to help you grow

Credit card surcharge

lets you keep all of your profits by eliminating your credit card processing fees by passing the fees onto the customer. You will have access to a suite of the newest POS systems, terminals and ecommerce solutions that will allow you to take payments anywhere on-the-go

Buy now, pay later

some customers prefer to split payments over time, especially when it comes to larger purchases. That’s why we’ve added a new option: pay in installments with clear terms and no hidden fees. It’s simple, secure, and designed to make buying easier — for them and for you

Your Gains with Us

Free - forward model
Keep 100% of your profit

Allows you to keep all your profits by eliminating credit and debit card processing fees. Your customers will reimburse it

Free - forward model
Get paid. Anytime. Anywhere.

Access to modern POS systems and terminals accept payments any way your customers prefer

Free - forward model
Automatic surcharge

The terminal automatically charges a surcharge during transaction – up to 3% of the price

Buy now, pay later
Flexible terms up to 36 months

Customers can choose the payment schedule that works best for them — from just a few months to up to 3 years

Buy now, pay later
Financing from $500 -$100,000

Give your clients the flexibility to finance both small purchases and major investments, all in one place

Buy now, pay later
Competitive financing for all

Competitive terms make it easier for individuals and companies to say “yes” without overpaying

Stop losing your profit

Save 100% of your hard-earned money with us, the personalize and most convenient credit card processing option available

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Calculate your savings

What is your monthly processing volume ?
USD
Your monthly processing cost
$0/month
With you save
$0/month
$0/year
Cashback = Monthly Revenue Share 25%
Request personalized proposal

    Save up to 3% monthly on volume

    Enjoy built-in merchant savings: higher monthly volume translates to up to 3% back — boosting your revenue without lifting a finger

    Where applicable

    In your store
    On your website or app
    By email or phone

    Additional services and bonuses

    Payment methods

    We work with all methods of payment online and offline

    Free terminal or POS

    We provide free terminal or POS systems to accept payments completely free of charge

    Customers database

    Use your POS to save client contacts and send promotional SMS easily

    Cashback

    At the end of each month you will receive direct deposit of 25% revenue

    eCommerce solutuons

    With you can create your online store with our powerful website builder.

    Cases

    Lumé Spa

    Offering flexible payments boosted my average order size and reduced cart abandonment. Customers appreciate the freedom and I see the results in my monthly reports.

    Monthly credit card volume $ 15 000
    Buy now, pay later usage 18%
    Added revenue
    $1100/month
    or
    $13 200/year
    The Roasted Room

    I never thought adding an installment option would bring this kind of impact. We integrated it in just a day — now it's a major part of our checkout experience.

    Monthly credit card volume $ 8000
    Buy now, pay later usage 12%
    Added revenue
    $620/month
    or
    $7440/year
    Nightshade

    My customers finally have an option to split payments without using credit cards. It’s especially popular for higher-ticket items, and my monthly revenue proves it.

    Monthly credit card volume $ 42 000
    Buy now, pay later usage 25%
    Added revenue
    $2400/month
    or
    $28 800/year
    Supermarket

    Received a free POS system, integrated with online website and inventory management. ChargeUSA team delivered great solution for my store.

    Monthly credit card volume $ 120 000
    Credit card processing fee 2.5%
    Added revenue
    $33 000/month
    or
    $369 000/year
    John’s Pizza

    Received a free POS system, integrated online website and started receiving online orders via POS system. My revenue increased by 20%.

    Monthly credit card volume $ 30 000
    Credit card processing fee 3.5%
    Added revenue
    $1050/month
    or
    $12 600/year
    Vlads Hair Studio

    Received a free terminal, started growing customer database and sending weekly promotions via text message to my clients.

    Monthly credit card volume $ 40 000
    Credit card processing fee 3%
    Added revenue
    $1200/month
    or
    $14 400/year
    Webline Services

    Received customized e-commerce solution. I was able to build my own website via website builder. It was such easy process. Now I am running my own e-commerce business.

    Monthly credit card volume $ 30 000
    Credit card processing fee 3.5%
    Added revenue
    $2080/month
    or
    $24 960/year

    Who already uses our system

    Supermarkets
    Pizza Restaurants
    Coffee shops
    Concerts & Theater
    Salon & Spa
    Retail shops
    Liquor Stores & Bars
    E-commerce

    Our Service features

    High-quality customer service
    Lower chargeback solution
    100% PCI compliant
    Free credit card terminal or POS system
    24/7 help desk
    Integrated contact platform
    100% EMV compliance
    We accept all method of payments
    Account creation & verification within 24h
    Quick setup
    Paperless billing
    Stay compliant with provided signage

    How it works

    Step 1

    You’ll get a clear explanation of both the monthly savings and installment financing options — and how you can use them to benefit your customers.

    Step 2

    Complete a single merchant application to unlock new solutions.

    Step 3

    We’ll deliver and install your credit card terminal, POS system, or E-Commerce solution — fully configured.

    Step 4

    Get full training for your team on both the back office and payment tools. Start saving and offering flexible payments right away.

    Common Questions

    What is a payment card surcharge?

    A payment card surcharge, also known as a checkout fee, is an additional fee that a merchant adds to a consumer’s bill when he or she uses a card for payment.

    Can I add a surcharge to card transactions?

    Merchants in the U.S. and U.S. territories may add a surcharge to credit card transactions, subject to certain limitations. Merchants who choose to surcharge must follow consumer disclosure and other requirements.

    Am I required to disclose the surcharge to my customers?

    Yes. U.S. merchants that surcharge must disclose the surcharge dollar amount on every receipt. In addition, disclosures indicating that a merchant outlet assesses a surcharge on credit card purchases must be posted at the point of entry and point of sale/transaction

    Who is responsible if the customer doesn’t complete their payments?

    You get paid upfront and in full — the financing provider handles customer repayment and risk.

    Will this affect my current checkout process?

    Not at all. BNPL integrates seamlessly into your POS or online checkout with minimal setup and no disruption to your current flow.

    Keep 100% of your profit!
    Contact us today!

      Get Started

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